You can set a spending limit for each category, and the app will send you and your partner a notification when you’re close to hitting the limit. The app also categorizes all of your transactions so you can monitor your household’s spending within each budget category. So you can decide if you want your significant other to have access to both your balances and transactions, just your balances or nothing at all. This allows you and your partner to toggle through the system to see both individual and joint account activity.Īnd while the goal of Honeydue is for you and your partner to be on the same financial page, the app does offer the option to change permissions on what your partner can and can’t see. The app allows you to link accounts from almost any financial institution, including credit card accounts, checking accounts, savings accounts and more. With Honeydue, you and your partner can create a household budget by pulling all your financial accounts into one dashboard. Just know that you’ll probably want to splurge for the upgraded version to get the most out of this app.īest budget app for couples: Honeydue (free) Overall, if you want an easy-to-use app with great visuals and capabilities, PocketGuard is the way to go.
Money pro only dollars free#
Refer enough friends and family members - which translates into points - and you’ll earn free months of the premium service.
Money pro only dollars plus#
One big tip: Sign up on the web version, as the plans offered through the app are more expensive (the prices mentioned here are the website prices).Īnd if you’re a true hustler, there’s a referral program that provides an opportunity to receive the premium PocketGuard Plus service for free. While the fees can get expensive, the potential savings can quickly outweigh the cost. The main draw of the paid version is that you have access to unlimited budgets and can track your cash spending.
Money pro only dollars full#
The one downside of the app is that while the basic version is free, to get the full picture, we recommend signing up for the paid version known as PocketGuard Plus, which costs $4.99 per month, $34.99 per year or $74.99 for a lifetime subscription. Of course, there’s no guarantee that PocketGuard can save you money, but it never hurts to have someone else try to save you money on your behalf, especially if you don’t want to go through the effort of negotiating with your service providers on your own. This money-saving service is available for many types of bills, including phone, internet and cable. While this is a free service, if PocketGuard is successful at saving you money, it takes a 40% cut of the savings. For example, the app noted that my monthly Verizon bill was $218.97 per month, and estimated that it could negotiate a savings of $12.48 per month. PocketGuard can even help you lower some of your bills. PocketGuard’s budgeting charts also provide some great visuals of your month-over-month spending habits.Ī newer feature is that you can set up push notifications to receive alerts in regards to your finances, such as if a bill due date is approaching, income has been received, you’ve gone over your budget and much more.
Then, throughout the month, your budget is updated in real time based on your transactions so you can see how much over or under budget you are in each category.
Once your initial setup is complete, you’ll see how much money is left over for the month, which the app calls “In My Pocket.” This helps you determine how much money you can save or spend on everything else. However, in our testing, PocketGuard’s categorizations were pretty accurate. The app automatically categorizes your transactions, but you can edit the category for any transaction if the system gets it wrong. When creating your budget, PocketGuard offers many categories to choose from as well as the option to create your own categories - a feature that not all apps have. To create an initial budget, the app shows you what you’ve spent in prior months as a baseline, which you can adjust as desired. You can also manually add any additional income you receive, such as cash or checks that don’t hit your bank account. PocketGuard can link all your credit card and checking accounts together, along with other types of financial accounts, to help you build a robust budget. Your CNN account Log in to your CNN accountīest overall budget app: PocketGuard (basic version: free PocketGuard Plus: $4.99/month, $34.99/year or $74.99/lifetime)
0 kommentar(er)
